Does a Wellington business cover the Hutt and Kapiti?
Many do, but the further ends of the region carry travel time and it shows in the quote. NovaPay asks businesses covering your end first — the Kapiti Coast in particular is served by its own trades rather than by the city.
Why do Wellington quotes ask about access and steps?
Because they are most of the labour. Carrying materials up sixty steps or working off a boundary with no parking is genuinely a different job to the same work on a flat Hamilton section, and a quote that ignores it is the one that gets revised on the day.
How many photos do I get, and when?
Ask both, because they are the two most common surprises. A quote should say roughly how many edited images and how long after the day, which for weddings is often several weeks.
Do I own the photos?
Usually you get a licence to use and print them while the photographer keeps copyright. If you need them for advertising or commercial use, say so up front since that is a different licence.
Are the raw files included?
Rarely, and most photographers will explain why: the edit is the work. If unedited files matter to you, ask before booking rather than after.
What if it rains?
Ask what the wet weather plan is and whether a deposit moves to another date. For an outdoor event in New Zealand this is a practical question, not a pessimistic one.