What if nobody in Gisborne does this?
Then the honest answer is that it comes from out of the region, and the quote should say so with the travel in it. NovaPay asks locally first and widens rather than pretending the choice is bigger than it is.
How should this be priced?
For defined work, a fixed fee against a deliverable is usually better for you than a day rate, because it puts the estimating risk on the person who understands the work.
What should I get at the end?
Something you can act on without them. Ask what the deliverable is in plain words, and be wary of a scope whose output is mostly more meetings.
Do I need a consultant or an accountant?
If the question is numbers, reporting or tax, start with an accountant, who is usually cheaper for it. A consultant earns their place on operations, strategy and change.
Is there funded support?
Often. Regional business advisers and the Management Capability voucher scheme can cover part of the cost for eligible small businesses. Worth asking before paying full price.